Many people live with mental illness. Conditions like depression, anxiety, bipolar disorder, and substance use disorder (SUD) can impact every aspect of a person’s life. Mental health treatment can help people manage the symptoms of mental health conditions.
There are many levels of treatment to address mental health issues. People may attend inpatient or outpatient behavioral health treatment plans, depending on their needs.
This article will explore health insurance coverage for mental health and substance abuse disorder services. You will learn:
- What to expect from inpatient mental and behavioral health programs
- The benefits of inpatient care
- How to determine if your insurance company will cover mental health care
- Whether inpatient care is right for you
- Where to find mental health treatment
If you or someone you love live with a mental health condition, you are not alone. Contact the treatment specialists at Agape Behavioral Health to learn about our programs or to schedule an intake appointment.
What Happens in Inpatient Mental Health Treatment?
Inpatient mental health treatment is the most intensive level of care. People in inpatient care receive round-the-clock supervision, treatment, and support. It may be the best level of care for people who:
- Are experiencing a mental health crisis
- Need 24/7 supervision and access to treatment
- Have new or worsening mental health symptoms
- Have significant mental or physical health needs during treatment
- Require treatment for substance abuse and mental health conditions
Inpatient mental health care offers comprehensive care for people who need intensive treatment. Here is an overview of what to expect in an inpatient treatment program.
Assessments
People may undergo mental health, substance abuse, and other assessments during inpatient treatment. These assessments can identify the underlying roots of mental health conditions, identify strengths, and help treatment teams create the most effective care plans.
Psychotherapy and counseling
Therapy is a critical aspect of inpatient care. People may engage in therapy to address trauma, identify destructive thoughts or behaviors, create goals, and learn new coping skills.
Medication management
During inpatient treatment, people may work with a medical health professional to find prescription drugs that help them manage mental health symptoms.
Supervision
An inpatient program provides the highest level of supervision and security. People remain in the treatment center throughout treatment, allowing them round-the-clock access to treatment.
Group therapy
Group therapy and education sessions are critical aspects of inpatient care. People may attend daily group therapy sessions to learn about mental health conditions, work on skills, or talk about other topics in a supportive session.
Holistic therapies
Many inpatient programs include holistic therapies like mindfulness, relaxation, yoga, exercise, and creative expression. People may engage in these therapies as part of their regular daily routine. These practices can soothe the mind and body and offer practical ways to reduce stress.
Aftercare planning
During inpatient care, people work with social workers and other staff to create an aftercare plan. An aftercare plan might include outpatient programs, support groups, community mental health programs, and other resources to support ongoing symptom management.
Inpatient mental health programs offer intensive support and targeted treatments. These programs can stabilize people during a crisis or help them manage new or worsening symptoms. Contact the Agape Behavioral Health specialists to learn more about what happens in inpatient care.
Does Insurance Cover Mental Health Treatment?
The Affordable Care Act (ACA) requires insurance coverage for mental health and substance use disorder services. Under this law, mental health and SUD treatment are essential health benefits. Some levels of care that may be covered include:
- Assessments and screenings
- Inpatient mental health treatment
- Partial hospitalization programs (PHP)
- Intensive outpatient programs (IOP)
- Outpatient therapy
- Group therapy
- Medication management and medications
- Dual-diagnosis treatment programs
- Medical detox programs
Employer-sponsored health plans, public plans (such as Medicare, Medicaid, and the Children’s Health Insurance Program (CHIPS)), and other plans cover some or all of the costs of inpatient mental health treatment.
However, health insurance plans cover services, providers, and programs differently. It is critical to explore the details of your plan before seeking treatment.
Do I Have Insurance Coverage for Inpatient Mental Health Care?
Health insurance plans offer different levels of coverage. Coverage can vary based on the care you need, programs you enroll in, providers you see, and other factors.
There are several ways to determine the services your insurance plan may cover. You may:
- Contact an insurance representative by calling the number on the back of your insurance card
- Look up the details of your plan on the insurance company’s website
- Contacting local treatment centers to ask about the insurance companies they work with
- Contact the insurance specialists at Agape Behavioral Health for assistance
Before starting treatment, a mental health or medical specialist must assess your needs. A mental health assessment will help your treatment team recommend the correct level of care and develop the most effective treatment program. Contact Agape Behavioral Health to learn more about scheduling a mental health assessment.
Find Mental Health Treatment Now
If you or someone you love is experiencing new or worsening mental health symptoms, seek treatment right away. Contact the Agape Behavioral Health specialists to learn about our comprehensive treatment and support programs. Reach out with questions, to verify your insurance coverage, learn about therapy costs, or to schedule an intake appointment.
