Insurance Coverage for Mental Health Treatment
We Work With Most Major Insurance Plans
The cost of mental health treatment should never be a barrier between someone and the help they need.
At Agape Behavioral Health, we accept most major private insurance companies, and our admissions team verifies your behavioral health insurance coverage quickly, clearly, and at no cost to you. We do this so you can worry less about costs and more about what matters most.
Does Insurance Cover Mental Health Treatment?
In most cases, yes. The Affordable Care Act (ACA) states that mental health and substance use services fall into the category of essential healthcare benefits. Because of this, most health insurance companies are required to offer coverage for mental health services. This applies whether you need an inpatient program, outpatient services, or something in between.
Many people are unaware of just how much their healthcare provider covers for mental health treatment. Depending on your policy, your insurance company may cover a significant part of your treatment expenses, including therapy, psychiatric care, and medication, leaving you only responsible for deductibles, co-pays, or coinsurance.
The Mental Health Parity Act also states that mental health benefits must be offered at parity with physical health benefits, meaning that your insurer cannot apply more restrictive cost-sharing rules to mental health conditions than they would to a comparable physical medical condition.
If you have questions regarding how your insurance will cover behavioral health treatments, our team is here to walk you through it.
How to Verify Your Insurance
Verifying your coverage is simple. Just call us, email us, or fill out our online contact form below, and we will reach out to your insurance company on your behalf.
We will let you know what is covered under your policy and any expected out-of-pocket costs you’ll be responsible for. This service is completely free, and you are under no obligation to enroll in a program.
Any personal information shared with our office will remain confidential.
Private Pay Options
If you don’t have insurance coverage or if you would simply rather pay out-of-pocket, we still want to help you. Our admissions team will meet with you and your family members to determine what amount of financial responsibility your household can manage and then guide you through the options to get the best possible care.
No one should ever go without mental health services due to finances. We want to support you in making the right decisions about your mental health care, honestly and without pressure.
